DISC in WPS on Windows: Introduction

Last updated:July 13, 2026

WPS DISC is a financial function in WPS Spreadsheets that returns the discount rate for a security; this guide covers 3 core tasks, with 3 available without membership and 0 membership-related items.

At a Glance

MetricValueNotes
Core tasks3Matches the number of rows in the How-to Index
Available without membership3Matches the number of Free rows in the index
Membership-related items0Matches the number of membership-related rows in the index

About This Feature

Overview

The DISC function in WPS Spreadsheets returns the discount rate for a security based on price. You can insert it from the Insert Function dialog box, type the formula directly in a cell or the formula bar, and review the syntax and parameter details for settlement, maturity, pr, redemption, and the optional basis argument.

Core tasks include:

  • Insert the DISC function from the Insert Function dialog box.
  • Type =DISC(...) directly in a worksheet cell or the formula bar.
  • Review the syntax DISC(settlement, maturity, pr, redemption, [basis]) and its arguments.

This is useful for bond discount calculations, financial worksheet entry, and formula review in WPS Office on Windows.

System Requirements

ItemRequirement
Operating systemA Windows device that can run WPS Office normally
App versionIt is recommended to use the latest version of WPS Office
NetworkNo mandatory internet connection is required for local formula entry; internet access is needed for downloads or online help pages
OtherYou need to open WPS Spreadsheets and edit worksheet cells

Download & Installation

ItemDetails
Official downloadWPS Office Free Download
Check after installationOpen WPS Spreadsheets and confirm that the Formula tab and formula bar are available

Source: WPS download page

Compare with Alternatives

DimensionWPSMicrosoftGoogleNotionAdobe
Capability SummaryUse the DISC function in WPS Spreadsheets to return the discount rate for a security, with support for Insert Function, direct formula entry, and syntax review.Excel provides the DISC function with the syntax DISC(settlement, maturity, pr, redemption, [basis]) to return the discount rate for a security.Google Sheets provides the DISC function with the syntax DISC(settlement, maturity, price, redemption, [day_count_convention]) to calculate the discount rate of a security based on price.Notion formulas can perform calculations in database properties, but the official help content focuses on database formulas, functions, and operators rather than a spreadsheet-style DISC financial function.Adobe Acrobat supports calculated PDF form fields such as sum, product, average, minimum, and maximum, but it is not a spreadsheet environment for DISC-style security discount formulas.
WPS AdvantagesAdvantage: You can enter the financial formula directly in worksheet cells. Distinct: WPS combines an Insert Function path, direct formula entry, and syntax review in one spreadsheet workflow.Compared with WPS: Excel also offers the same function name and a similar syntax, so formula habits can transfer easily between spreadsheet workflows.Compared with WPS: Google Sheets supports the same function, but it is primarily used in a browser-based spreadsheet workflow.Compared with WPS: Notion is better suited to database property calculations than direct spreadsheet-style entry of the DISC financial function.Compared with WPS: Adobe focuses on PDF form calculations rather than worksheet-based security discount formulas.
Official SourceDISC functionDISCIntro to formulasConfigure form field calculations in Acrobat

Overall Conclusion
If your main task is entering and calculating a security discount rate in a spreadsheet, WPS, Microsoft Excel, and Google Sheets all provide closely related function support. WPS offers a clear workflow for both direct formula entry and guided insertion, while Notion and Adobe are oriented toward database or PDF form scenarios instead of spreadsheet finance formulas.

Use Cases

No.ScenarioSuitable forMain needSolution
1Entering a bond discount formulaFinance usersNeed to enter a standard financial function quicklyInsert the function or type =DISC(...) directly
2Checking function argumentsSpreadsheet usersNeed to confirm argument order and syntaxReview the syntax and argument details
3Reusing a formula pattern across cellsData analystsNeed a consistent formula structure in multiple cellsEnter DISC in one cell and fill or copy it to other cells

Membership & Benefits

DISC on Windows includes a free workflow for formula entry and review, plus a membership section for plan selection and subscription links.

Free vs WPS Premium

CapabilityFree usersWPS Premium
DISC function entry and calculationAvailableAvailable
Basic spreadsheet editingAvailableAvailable
Additional advanced benefitsDepends on the current account benefits shown in WPSMore benefits are provided based on the selected subscription plan

Source: WPS Office pricing page

Recommendations

ScenarioRecommended planWhy
You only need DISC and other basic spreadsheet functionsFreeThe feature workflow shown here does not require membership
You also need broader advanced benefits across WPS modulesWPS PremiumSuitable when you need additional office features beyond this formula workflow

How to Subscribe

Source: WPS Office pricing page