WPS CUMPRINC is a financial function in WPS Spreadsheets for calculating the cumulative principal paid between two periods; it includes 3 core tasks, with 3 available without membership and 0 membership-related items.
At a Glance
| Metric | Value | Notes |
|---|---|---|
| Core tasks | 3 | Matches the number of rows in the How-to Index |
| Available without membership | 3 | Matches the number of Free rows in the index |
| Membership-related items | 0 | Matches the number of membership-related rows in the index |
About This Feature
Overview
CUMPRINC is a built-in financial function in WPS Spreadsheets that calculates the cumulative principal paid on a loan between specified payment periods.
Its core tasks include:
- Insert CUMPRINC from the Insert Function dialog box when you want guided parameter entry.
- Type
=CUMPRINC(...)directly in a cell or in the formula bar when you already know the syntax. - Review the function syntax and parameter details before finalizing a worksheet model.
Common use cases include loan analysis, installment planning, and financial worksheet building.
It helps you total principal repayment for a selected period range and reduces manual breakdown work across payment periods.
System Requirements
| Item | Requirement |
|---|---|
| Operating system | A Windows device that can run WPS Office normally |
| App version | The latest version of WPS Office is recommended |
| Network | No mandatory internet connection is required for local formula entry and calculation; internet access is needed for downloads or online help |
| Other | WPS Office must be installed, and you need access to a worksheet in WPS Spreadsheets |
Download & Installation
Before using CUMPRINC, install the Windows version of WPS Office.
| Item | Details |
|---|---|
| Official download | WPS Office Free Download |
| Post-installation check | Open WPS Office, launch WPS Spreadsheets, and confirm that the Insert Function entry is available on the Formulas tab |
Source: WPS Download Center
Compare with Alternatives
| Dimension | WPS | Microsoft | Notion | Adobe | |
|---|---|---|---|---|---|
| Capability Summary | Provides the CUMPRINC function, supports insertion from the function dialog box or direct formula entry, and shows the syntax CUMPRINC(rate, nper, pv, start_period, end_period, type). | Excel provides the CUMPRINC function to return the cumulative principal paid on a loan between start_period and end_period. | Google Sheets provides the CUMPRINC function to calculate cumulative principal paid over a range of payment periods based on constant payments and a constant interest rate. | Notion formulas support calculations in database properties and formula editing, but they do not provide a spreadsheet financial function equivalent to CUMPRINC. | Adobe Acrobat supports calculated form fields and field calculation order in PDF forms, but it does not provide a spreadsheet CUMPRINC function. |
| Official Source | — | CUMPRINC function | CUMPRINC | Intro to formulas | Configure form field calculations in Acrobat |
Advantage: Supports guided insertion, direct formula entry, and syntax review in a spreadsheet workflow.
Overall Conclusion
For spreadsheet-based loan principal analysis, WPS, Microsoft Excel, and Google Sheets all provide a dedicated CUMPRINC function. If your work is centered on WPS Spreadsheets, CUMPRINC fits directly into the existing formula workflow for insertion, direct entry, and parameter review, while Notion and Adobe are better aligned with database formulas or PDF form calculations.
Use Cases
| No. | Scenario | Suitable For | Main Need | How CUMPRINC Helps |
|---|---|---|---|---|
| 1 | Annual loan principal summary | Finance staff | Need to total principal repaid within a year | Use CUMPRINC to calculate cumulative principal across selected periods |
| 2 | Installment repayment planning | Individual users | Want to compare principal changes across periods | Enter =CUMPRINC(...) directly in worksheet cells |
| 3 | Financial model review | Analysts | Need to verify syntax and parameter order | Check the function syntax and parameter descriptions before calculation |
| 4 | Reusable report templates | Office users | Need to fill the same formula across multiple rows | Enter CUMPRINC once and copy or fill it across the target range |
| 5 | Training and demonstrations | Trainers and teachers | Need to show how the function is inserted and configured | Use the Insert Function dialog box for step-by-step demonstration |
Membership & Benefits
Free vs WPS Premium
| Capability | Free Users | WPS Premium |
|---|---|---|
| Use basic spreadsheet functions in WPS | ✅ | ✅ |
| Use CUMPRINC in spreadsheet calculations | ✅ | ✅ |
| Extended PDF editing and conversion tools | Some features are limited | More extended capabilities are available |
| Cloud storage | 1GB | 20GB |
Source: WPS Office pricing page
Recommendations
| Scenario | Recommended Plan | Why |
|---|---|---|
| Everyday spreadsheet work and formula learning | Free version | Basic CUMPRINC usage is available without membership and works well for routine worksheet tasks |
| Users who also need more PDF, cloud, or broader office benefits | WPS Premium | A suitable option when spreadsheet work is combined with broader office feature needs |
How to Subscribe
- WPS membership center: Subscribe now
Source: WPS Office pricing page